How To Use Atm Card In Ghana

How To Use Atm Card In Ghana

Learn more about how to use atm in Ghana;

What is an atm card?

An ATM card is a payment card or dedicated payment card issued by a financial institution which enables a customer to access their financial accounts via its and others’ automated teller machines and to make approved point of purchase retail transactions ATM cards are not credit cards or debit cards.

How do I use an ATM card in Ghana?

How to use the service

  1. Simply dial *737*33#
  2. Select withdrawal type (self or others)
  3. Enter amount.
  4. Select account to be debited.
  5. Enter PIN to confirm transaction.

Can I use ATM to pay fees in Ghana?

A survey of bank charges by the Bank of Ghana conducted in the first quarter of 2021 has revealed that majority of the 23 banks operating in the country do not charge customers’ fees for withdrawing cash from an Automated Teller Machine (ATM).


How do I withdraw money from Ghana?

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash. You’ll find Visa is the most commonly accepted card at ATMs in Ghana, however there are an increasing number that also accept Cirrus/MasterCard.

How do you withdraw money from an ATM machine?

How to withdraw money from an ATM

  1. Insert your debit or credit card into the ATM.
  2. Confirm your identity by entering your personal identification number (PIN)
  3. Choose the account you want to withdraw funds from.
  4. Select how much you want to withdraw.
  5. Choose what type of bills you want, if this option is availabl

Can I withdraw dollars in Ghana?

If you have a Visa credit card, then you will easily be able to withdraw local currency at any ATM. All major banks will have an ATM that is compatible with Visa. It is quite difficult to find ATMs in Ghana that accept credit cards other than Visa, although Mastercard is becoming more widely accepted.

Can I use my debit card in Ghana?

Only Visa cards are widely accepted in Ghana. Mastercard and American Express cardholders might struggle to find an ATM or an establishment to use these cards, especially outside of Ghana’s capital.

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